Houses and mortgages and condos...oh my!

We went to the bank yesterday to find out what it takes (salary and savings) to buy a house. We have the salary, just not the savings yet so it's time to tighten the belts and get savin'. The advisor made a convincing argument for house vs. condo (houses give you freedom to choose how you want to do things, better resale value, larger market of buyers), but the more I look at houses, the more I see how BORING they all are. I live in a city, dammit...I deal with the crowded buses, understocked supermarket shelves, and pollution...I wanna FEEL like I live in a city. I want a funky, inner-city loft. I know there are condo fees and bit smaller market for resale, but I look at houses in suburbia and cringe. I think that I'll have to start breeding and buying diapers and driving a minivan. YUCK! Also, houses are at least $50,000 more than some of the condos I like. I can't imagine having $50,000 in condo fees and improvements over the next 5 years. Lots of fun, adult stuff to think about. It sure is exciting buying stuff. But, I guess I should save several thousand dollars before I start picking out the paint colors anyway.